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There is no doubt that the popularization of credit cards ended up becoming a great facilitator for the consumer's life. Thanks to this, some specific niches have emerged to serve the most varied types of consumers, in the most different situations and financial conditions, who could have this tool at their disposal.

Among these modalities, there is the modality of payroll credit cards, made to supply civil servants, retirees and pensioners. And one of the best options is Banco Inter, which offers ease of service approval.

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Among its main advantages is the invoice discount that falls directly on the user's payroll. In this modality the interest rates are much lower than those present in the market.

With the Banco Inter payroll credit card, customers have all the advantages of credit at their disposal, including withdrawals, in addition to all the benefits that the bank offers.

Want to know more? Keep reading to find out how the card works, what its advantages are and how you can apply for one.

How does the Inter Payroll Credit Card Work?

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This card is designed for INSS retirees and pensioners and public servants of bodies affiliated with Banco Inter. The payroll credit card works like a traditional credit card when making purchases, its main difference is in the payment.

Based on your available limit, Banco Inter calculates a percentage margin, which is deducted every month, directly from the payroll.

Do you remember the minimum payment on your card bill? So, this amount to be deducted is like the minimum of your invoice.

Depending on the customer's agreement with the bank, the amount can vary from 5% to 10% of the card limit. Now, if spending on the card turns out to be cheaper than the total limit, the amount to be deducted will be the minimum amount indicated on the invoice.

Advantages of the Card

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The Banco Inter payroll card has many novelties. In addition to the ease of acquiring a card and the possibility of having credit that allows purchases in cash and in installments at national and international stores, you can enjoy other incredible advantages.

  • No annuity;
  • Lowest interest rate on the market;
  • Without consultation with the SPC/Serasa;
  • Withdrawal on the Banco24Horas Network using the card limit;
  • Withdrawal in cash or in installments over the phone, using Banco Inter's Call Center;
  • Payroll discount;
  • MasterCard Flag.