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the dream of own home it is the most desired by most Brazilians, especially those families who have children, thinking about their future.

But facing an economic crisis that the country is going through, the dream seems to be getting more and more distant and difficult to come true.

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If you have this dream, but don't know how to make it come true, know that the government's own home program can help you and a lot in that.

The biggest problem when buying a home is the pricing and financing, with very high interest rates. In the government program, however, you get financing in a much more accessible way.

My Home My Life Program

The Federal Government's Minha Casa Minha Vida social program provides Brazilians with better conditions for financing a own property.

The Minha Casa Minha Vida program is aimed at the needs of families whose gross monthly income is up to R$ 7,000.00 (seven thousand reais).

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The program has partnerships with several states in the country, which ends up contributing to the development of Brazil.

Since 2020, financial operations contracted with FGTS resources are part of the Casa Verde e Amarela Program, through and in accordance with Law No. 14,118/2021.

What are the benefits of Minha Casa Minha Vida?

With the social program it is possible to reach the following advantages:

  • Have differentiated financing conditions according to your income range;
  • Financing the purchase of new property or the construction and renovation of housing in urban areas;
  • Have specific service locations, depending on each type of financing;
  • Use the Caixa de Olho naQualidade program, which mediates and facilitates the relationship between builders and customers.

Who can participate in the program?

The program has existed for many years now, but not everyone knows the requirements to be a part of, or even to whom it is really directed.

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The Minha Casa Minha Vida program is aimed at housing in urban areas, allowing the participation of families with a gross monthly income of up to 1,700.00 (one thousand seven hundred reais).

With it, it is possible to carry out financing for up to 120 months, with installments ranging from R$ 89.00 (eighty-nine reais) to R$ 279.00 (two hundred and seventy-nine reais) per month.

The property acquired by the program is used as guarantee for the financing, making the realization of the own house dream much more possible and affordable.

If you would like more information relevant to the program Minha Casa Minha Vida or Minha Casa Verde e Amarela, get in touch with the Federal Government website or phone number, or even get in touch with the secretariat of your stay or city hall of the city where you live.