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Financing for the purchase of a new or pre-owned car is carried out in different private and public banks, through the CDC (Direct Consumer Credit). For financing, people must contact the banks directly, informing a responsible person about how financing can be carried out.

The financed amounts and installments are defined according to the interested buyer's salary. Thus, the negotiation is carried out without any intervention from the store that sells the vehicle.

In addition to financing, there are also purchase options: leasing (the vehicle is rented with an option to purchase), and consortium (the car is only picked up when the person is drawn).

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How does financing work?

If you need to exchange or purchase a vehicle, one of the most interesting options is to finance it through Direct Consumer Credit (CDC).

It is not necessary to have a current account at Banco Itaú to obtain financing and pay the total amount in installments. It is extremely important that you see the plan contract options at partner points of sale. That way, you can compare the advantages and make your best decision.

You can also opt for self-financing, which is a way of obtaining credit in which your vehicle is offered as collateral.

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And to finance larger vehicles, such as trucks, new buses and equipment, you can opt for Finame. Financing carried out by BNDES and then transferred by the bank.

Choosing the vehicle for financing

If you still don't know which model you want, you can search on iCarros or other advertisements, visit street markets, resales or even dealerships registered with Banco Itaú.

How to finance a car

You can try out a financing simulation for your chosen vehicle to find out exactly what the conditions will be for your contract.

If you already have a current account at Banco Itaú, you can request a pre-contract on the bank's website and finalize your vehicle financing with your branch manager. Or you can also request it directly from your agency in a very quick and simple way. If you prefer, you can also finance your car at a registered dealership.

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If you do not have a current account at Banco Itaú, you can go with your driver's license to one of the registered partner stores or dealerships.

The answer to your car loan request arrives in a short time. Once you know the value of the installments and the Total Effective Cost (CET) information, you can now request the vehicle to be picked up from the resale or dealership.

Click here and get more details about Banco Itaú car financing.