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You FGTS and PIS/Pasep benefits are granted to Brazilians with a formal contract. Thus, to participate it is necessary to have at least 30 days of professional experience, in order to have a minimum transfer to the guarantee fund.

In this time of economic and health crisis, benefits are essential for Brazilian families.

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However, many do not know how, where and how to withdraw the FGST and PIS/Pasep. Let's help you.

Requirements to withdraw the FGTS?

  • Make the payment of the financed property;
  • End of contract;
  • Company closes or goes bankrupt;
  • When the company is affected by a disaster such as flood or fire;
  • Retirement;
  • Dismissal without just cause;
  • Acquisition of own residence;
  • Pay off real estate through the consortium;
  • Independent worker is suspended for more than 90 days;
  • Serious diseases;
  • Termination agreement by both parties;
  • People who have been unemployed for more than 3 years;
  • Worker's death.

Ways to take advantage of the FGTS

Currently, the FGTS has a different form of output. It was approved by President Jair Bolsonaro, the birthday serve, which allows escrow fund holders to withdraw from their active and inactive accounts.

The amount varies according to the total accumulated balance, the minimum amount is R$ 50 (fifty reais) and the maximum amount is R$ 2,900.00 (two thousand and nine hundred reais). To access the benefit, citizens must register with the FGTS.

It is possible to do everything on the cell phone, in the applications available for Android and IOS, and it is possible to ask for this portability.

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Now, in case of withdrawal, the minimum grace period is 2 years, so people who made the birthday withdrawal will not have unemployment termination.

 

How can Pis/Pasep be used?

The PIS/PAsep can only be withdrawn once a year, on dates pre-established by the Federal Government.

Just like the FGTS, to have access to the PIS/Pasep, the citizen needs to have a signed portfolio for at least 30 days.

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Furthermore, to gain access the person needs to have been hired 5 years ago through the CLT regime (Consolidation of Labor Laws), and have a limit of at least two minimum wages. With the data always updated.

Knowing this, it is also important to know that there is a way to use the allowance through Pis/Pasep funds. 

For withdrawals, the values are made available only once for people who have a formal contract at least once.

To use the PIS/Pasep, just make the request through the Bank of Brazil and Caixa Econômica Federal.

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Know that these benefits are only for formal workers, that is, those hired in a work contract, or those who fit the requirements.