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Emergency Aid, what it is and find out if you meet the conditions to request it.

Caixa Econômica Federal made available this Tuesday (7) the website and application through which informal, self-employed, unemployed and MEIs are able to request emergency aid of R$ 600.

The application must be used by workers who are Individual Microentrepreneurs (MEIs), informal workers without registration and individual INSS contributors. Those who already receive Bolsa Família, or who are registered in the Cadastro Único, do not need to register through the application. Payment will be made automatically.

What is it:

Emergency Aid is a financial benefit aimed at informal workers, individual micro-entrepreneurs (MEI), self-employed and unemployed people, and aims to provide emergency protection during the period of coping with the crisis caused by the Coronavirus pandemic – COVID 19.

The benefit worth R$ 600.00 will be paid for three months, for up to two people from the same family.

For families in which the woman is solely responsible for household expenses, the amount paid monthly will be R$1,200.00.

Anyone who was in the Single Registry until March 20th, and who meets the Program's rules, will receive it without having to register on the CAIXA website.

Those who receive Bolsa Família may receive Emergency Aid, as long as it is more advantageous. During this period, Bolsa Família will be suspended.

After registering, the person can check whether they will receive emergency aid by checking the website or APP.

Who the Emergency Aid is intended for:

  • people over 18 years of age;
  • people with a monthly income of up to half the minimum wage per person (R$ 522.50);
  • family with a monthly income of up to 3 minimum wages (R$ 3,135);
  • persons who did not receive taxable income above R$ 28,559.70 in 2018.
  • A woman who is a mother and head of the family, and meets the other specifications, will be able to earn R$ 1.2 thousand (two shares) per month.

The applicant must meet one of the conditions below:

  • be the holder of a legal entity (Individual Micro Entrepreneur, or MEI);
  • be registered with the Single Registry (CadÚnico) for Federal Government Social Programs by March 20th;
  • meet the average income requirement (monthly income of up to half a minimum wage per person, and up to 3 minimum wages per family) by March 20, 2020;
  • be an individual or optional contributor to the General Social Security Regime.

Request your emergency assistance now:

  • Click here to register via the website
  • Click here to download the application for Android cell phones
  • Click here to download the app for iOS (Apple phones)

Coronavirus, Itaú adheres to the new government rules and extends payments on credit contracts.

Due to the new coronavirus pandemic, several companies are adopting actions to try to help in this time of crisis when the economy is one of the biggest affected. Observing this situation, Banco Itaú adhered to new government rules.

More than 140 thousand credit agreements were extended for individuals and legal entities within the bank. This number is practiced since the announcement of the coronavirus pandemic measures with social isolation.

According to the federal government, there are more than 10 thousand requests daily. Which is agreed by different lines that are part of the attitude defined by the institution, they are working capital, personal credit, real estate credit and vehicle financing.

In a note sent to the press, Itaú Unibanco details that with this attitude, current operations are able to extend the next installment of loans already opened for 60 days, thus maintaining the same rate contracted in principle.

Those customers who are in default or who want to take out a new loan are not eligible for this benefit. In addition to this audience, we also observe those who have contracted other lines of credit, such as a special check.

Also according to Itaú, this attitude was taken as an emergency measure. According to the bank, the purpose is to provide flexibility in paying debts at this challenging time in the economy.

For the director of PF Products at Itaú Unibanco, Flavio Iglesias, the measure was implemented just under a month ago and the bank hopes that more people can join the offer. This way, covering more customers with the new solution.

In addition to the debt extension, Itaú joined the emergency fund to finance the payroll of small and medium-sized companies for the next 2 months.

This is part of a series of attitudes that are being developed by the public and private sector. The federal government is highlighting the approval of other attitudes, such as the example of the coronavoucher.

On the part of the private sector, banks and financial institutions are offering advantages related to reducing interest and postponing the payment of bills or, in some cases, the installment of invoices with a greater number of installments.

 About Itaú: The bank that wants to change people's lives for the better

Itaú Unibanco is the largest private bank in Brazil – and one of the largest companies in the world, according to the Forbes ranking, taking into account attributes such as business generated, assets and market value.

With 91 years of history and tradition, today they have more than 90 thousand employees, almost 60 million customers and more than 95 thousand shareholders. But its objective goes far beyond offering banking services and generating value for its shareholders.

The reason behind the operations is the vision that, as a bank, they must help people and companies have a healthy relationship with money and make good financial choices.

A financial institution can help make dreams come true and invest in great ideas. A bank encourages people to grow and companies to progress. This is the purpose that guides Itaú Unibanco. Responsibility for the country's development is at the essence of our activity.

 

More information? Click HERE.

Coronavirus, How to Pause Financing for Your CAIXA Property

Entendemos que a situação pela qual estamos passando é difícil, mas você tem com quem contar.
Clientes CAIXA com financiamento habitacional e construtoras possuem novas vantagens, dentre elas a possibilidade de pausar o pagamento do contrato.

A Caixa é o banco da habitação, por isso pensou em novas medidas para apoiar construtoras e clientes com financiamentos junto ao banco nesse momento de crise.

Construtoras e Incorporadoras:

• Prorrogação da validade dos laudos da engenharia
• Prorrogação da validade das análises jurídicas
• Prorrogação da validade das análises de crédito
• Pausa para financiamentos habitacionais pessoa jurídica

Clientes com financiamentos ativos (pessoa física)

• Pausa no pagamento para financiamentos habitacionais e de Crédito Imóvel Próprio
• Prorrogação da validade dos laudos de engenharia
• Renegociação de financiamento habitacional
• Prorrogação da validade das análises de créditos

Saiba agora como pausar o pagamento do contrato de habitação

Pelo aplicativo de habitação da CAIXA é possível fazer o pedido de forma digital.

Não é preciso sair de casa para pedir uma pausa do crédito habitacional. Pelo aplicativo de habitação da CAIXA é possível fazer o pedido de forma digital. Saiba como se cadastrar e fazer a solicitação por meio deste tutorial. Já está disponível para celulares com sistema operacional Android e nos próximos dias também para iPhone e iPad.

Passo a passo:

  • Baixe o app de HABITAÇÃO DA CAIXA em seu celular
  • Na página inicial clique em: Solicitar Pausa
  • Se é a primeira vez que está usando o app, clique em Cadastre-se. Você precisará preencher os campos com seus dados pessoais e clicar no botão próximo de cada tela. Confirme o cadastro e pronto, é só seguir com sua solicitação de pausa. A pausa emergencial na emissão das prestações possibilita que o contrato tenha seus vencimentos suspensos pelos próximos 60 (sessenta) dias.
  • Preencha o campo destinado ao número do telefone celular, com DDD. A Caixa só poderá entrar em contato com você se você marcar a autorização.
  • Clique em Solicitar Pausa, para finalizar o pedido. Pronto! Anote o número do protocolo, ele será útil para saber o andamento da sua solicitação.

Feito o passo a passo, a Caixa entrará em contato com você em até 3 dias úteis, por SMS no número do celular que você cadastrou.

Precisa de mais informações? CLIQUE AQUI.

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