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There is no doubt that the popularization of credit cards ended up becoming a great facilitator for consumers' lives. Thanks to this, some specific niches emerged to serve the most varied types of consumers, in the most different situations and financial conditions, who could have this tool at their disposal.

Among these modalities is the type of assigned credit cards, designed to cover public servants, retirees and pensioners. And one of the best options is Banco Inter, which offers easy service approval.

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Among its main advantages is the invoice discount that goes directly to the user's payroll. In this modality, interest rates are much lower than those present in the market.

With the Banco Inter payroll credit card, customers have all the advantages of credit at their disposal, including withdrawals, in addition to all the benefits that the bank offers.

Want to know more? Keep reading to find out how the card works, what its advantages are and how you can apply for one.

How does the Inter Consignado Credit Card work?

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This card is designed for INSS retirees and pensioners and public servants from bodies affiliated with Banco Inter. The payroll credit card works like a traditional credit card when making purchases, its main difference is in the payment.

Based on your available limit, Banco Inter calculates a percentage margin, which is deducted every month, directly from your payroll.

Do you remember the minimum payment on your card bill? So, this amount to be deducted is as if it were the minimum on your invoice.

Depending on the customer's agreement with the bank, the amount can vary from 5% to 10% of the card limit. Now, if spending on the card turns out to be cheaper than the total limit, the amount to be deducted will be the minimum amount indicated on the invoice.

Advantages of the Card

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The Banco Inter payroll card has many new features. In addition to the ease of acquiring a card and the possibility of having credit that allows purchases in cash and in installments in national and international stores, you can have other incredible advantages.

  • No annual fee;
  • Lowest interest rate on the market;
  • Without consultation with SPC/Serasa;
  • Withdraw on the Banco24Horas Network using the card limit;
  • Withdraw in cash or in installments over the phone, using the Banco Inter Call Center;
  • Payroll discount;
  • MasterCard flag.