Adverts

The dream of own home It is the most desired by most Brazilians, especially those families who have children, thinking about their future.

But faced with an economic crisis that the country is going through, the dream seems to become increasingly distant and difficult to achieve.

Adverts

If you have this dream, but don't know how to make it happen, know that the government's home ownership program can help you a lot with this.

The biggest problem with purchasing your own home is the prices and financing, with very high interest rates. In the government program, however, you can obtain financing in a much more accessible way.

My Home My Life Program

The social program Minha Casa Minha Vida, from the Federal Government, provides Brazilians with better conditions for financing a own property.

The Minha Casa Minha Vida program is aimed at the needs of families whose gross monthly income is up to R$ 7,000.00 (seven thousand reais).

Adverts

The program has partnerships with several states in the country, which ends up contributing to the development of Brazil.

Since 2020, financial operations contracted with FGTS resources have been part of the Casa Verde e Amarela Program, through and in accordance with Law No. 14,118/2021.

What are the advantages of Minha Casa Minha Vida?

With the social program it is possible to achieve the following advantages:

  • Have different financing conditions according to your income range;
  • Financing the purchase of a new property or the construction and renovation of houses in urban areas;
  • Have specific service locations, depending on each type of financing;
  • Use the Caixa de Olho na Qualidade program, which mediates and facilitates the relationship between construction companies and customers.

Who can participate in the program?

The program has been around for many years now, but not everyone knows about it. requirements to be able to take part, or even for those who are really targeted.

Adverts

The Minha Casa Minha Vida program is aimed at housing in urban areas, allowing the participation of families with a gross monthly income of up to 1,700.00 (one thousand and seven hundred reais).

With it, it is possible to obtain financing for up to 120 months, with installments ranging from R$ 89.00 (eighty-nine reais) to R$ 279.00 (two hundred and seventy-nine reais) per month.

The property acquired by the program is used as a guarantee for financing, making the completion of the dream of owning a home much more possible and accessible.

If you would like more information pertinent to the program Minha Casa Minha Vida or Minha Casa Verde e Amarela, contact the Federal Government website or telephone, or contact the secretariat of your stay or city hall in the city where you live.