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We have the greatest consulting and economic advisory professionals in Brazil to meet all demands.

We are credit experts and are here to help you get rid of the financial crisis.

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Do you need credit? At Serve Financeira it is already approved!

Serve Financeira

Serve Brasil Financeira is a financial advisory company established in the market for more than 10 years. Where it aims to provide its customers with an online loan solution in an agile and intelligent way, providing its customers with conditions to carry out their projects.

Combining market understanding, suitability and good relationships with its commercial partners, Serve Brasil Assessoria is a reference in the market in which it operates, reinforcing its total commitment to its clients.

Additional Information

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The interest rates charged on credit products follow the rules and are proportional to the credit analysis of each borrower, in accordance with the credit policy, and may differ from 0.84% to 36.90% plus charges due.

Payment of Letter of Credit: Whenever requested by the customer, the calculation will be carried out to pay off your letter of credit. In this way, encouraging a discount of up to 30% of the total value of the credit or financing, thus increasing your credit purchasing potential.

Minimum and maximum period for payment: The minimum time for payment is 3 months and the maximum time is 48 months.

Loan Renewal Policy: The Renewal Policy will be used whenever requested by the Customer. It is only intended for Customers who will have completed up to 30% of their Letter of Credit. In this way, a new series of Customer Credit is made possible.

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The IOF and TNE are included in Personal Credit with a minimum annual value of 11.0%, with an average of 14.7% and at first 19.6%.

Total Effective Cost: The Total Effective Cost (CET) observed ranges from 572,32% to 1777,54% per year and from 2,79% to 5,26% per month, depending on the customer's credit rating and the choice of installments.

Loan lines:

Personal Credit / Negative Credit / Self-Employed Credit / Payroll Credit / Credit for Retirees / Credit for Pensioners / Legal Credit.

Late payment of one or more installments of your credit agreement may result. Among others, the introduction of your name in the records of defaulters of credit protection agencies, the protest of titles and, also, the filing of collection actions.

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To avoid further complications and restrictions on your credit, always pay your installments on time and, if you have any questions, contact our customer service center.

You will receive complete and transparent information from our institution, including the interest rate used, applicable fees, taxes (IOF) and the total effective cost (CET) of your operation, before signing the draft contract.

Fees Included in Credit: TN E: – Effective Nominal Rate / IOF: – Tax on Financial Operations.

APR (TAEG) is an annual provision of the total cost of credit, expressed as a percentage of the amount itself. This measure includes, in addition to interest, commissions, expenses, taxes and mandatory insurance charges.

Their relevance depends on the proportion between the value of these elements and the amount of credit and the way they are distributed over time. When including all credit costs, this rate inevitably assumes higher values than the nominal annual interest rate (TAN) of the credit.

The concept of APR, used in Decree-Law no. 133/2009, corresponds to what was already contained in Decree-Law no. 359/91, of 21 September, however revoked.?

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